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Time to Start Moving In!

Closing day looks different for everyone, but the steps that follow are the same regardless of how you choose to celebrate.

Final Walk-Through Inspection

The final walk-through is your last opportunity to inspect the property before taking ownership. At this stage, all Purchase Agreement contingencies should be satisfied and the seller’s personal belongings removed. This inspection typically occurs the day before or the morning of closing.

Closing

When the final walk-through is complete, it is time to close. You, the seller, and the closing agent will sign the settlement agreement, which itemizes all financial transactions from the process and certifies their accuracy. You will execute your loan documents and deposit the remaining balance of your down payment and closing costs into escrow. Funds can be delivered as a certified bank check in the amount specified in the settlement statement, or wired electronically to the escrow account. Once all documents are signed and funds are confirmed, the deed is recorded at the County Recorder’s office and ownership transfers to you.

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Call us at 208.338.5424 or complete this short form and one of our agents will be in touch.

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Tips For Buying The Perfect Home

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Do Not Max Out Your Budget

Loan approval for a maximum amount does not mean spending that full amount on purchase price alone. Reserve funds for closing costs, taxes, and any repairs or improvements the property may need after closing.

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Get To Know The Area

Research the neighborhoods you are considering. Evaluate proximity to schools, retail, transit, and employment centers. Understanding the long-term trajectory of an area is part of making a sound investment decision.

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Do Not Skip The Home Inspection

A professional inspection surfaces problems that are not visible during a standard showing. The cost is minor compared to the financial exposure of purchasing a property with hidden defects. Inspections put facts on the table and support better negotiation.

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Get Pre-Approved

Pre-approval signals to sellers that you are a serious, qualified buyer, not someone still exploring options. It strengthens your offer and accelerates the path to closing.

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Questions?

Give us a call at 208.338.5424 or fill out the form and we’ll be in touch.

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What Price Range Can I Afford?

Resources For Boise Area Home Buyers

The journey to homeownership starts by understanding how much you can afford. One major thing to consider is your down payment, if any. Many consumers believe it's impossible to buy a home without at least 20 percent down. But thanks to various government-sponsored programs, many people can now buy a house with as little as 3.5 percent toward a down payment. Veterans of the U.S. military have zero-down programs available.

We've worked with a number of excellent lenders, that would be happy to assist you with your home-buying needs. If you just want to run some quick rough numbers, check out our free mortgage calculator!

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Vaughn Properties

Areas We Serve

  • Boise
  • Meridian
  • Nampa
  • Eagle
  • Kuna
  • Star
  • Caldwell
  • Parma